Ryan Kennedy, NMLS #1434300, finances Airbnb and VRBO short-term rental properties in ChampionsGate — one of Orlando's highest-performing short-term rental markets — using DSCR loans that qualify on the property's rental income instead of your personal income.
ChampionsGate is anchored by The Oasis Club, a 16,000+ square foot clubhouse with a restaurant, movie theater, fitness center, two pools, a lazy river, and a water slide, shared by homeowners and short-term rental guests. The Retreat at ChampionsGate (part of the Stoneybrook South community) is specifically approved for short-term rental use, which is a major reason the area consistently ranks among Orlando's top-performing STR submarkets.
Because The Retreat at ChampionsGate was built and approved specifically for short-term rental investors, DSCR financing is a natural fit — we qualify the loan on projected or actual rental income tied to the property rather than your personal income. We also confirm which specific ChampionsGate section a home sits in, since STR approval and HOA rules can differ between sections of the broader ChampionsGate community.
Communities commonly financed: The Retreat at ChampionsGate / Stoneybrook South, and other ChampionsGate short-term-rental-approved sections. HOA rules and STR approval vary by specific section and community — confirm current rules for the specific property before writing an offer.
No — STR approval varies by specific section. The Retreat at ChampionsGate (Stoneybrook South) is a commonly short-term-rental-approved section, but we always confirm the specific property before underwriting.
Access varies by property and rental program — many ChampionsGate short-term rental homes include Oasis Club access as part of the appeal to guests, which is a factor worth confirming when evaluating a specific property.
Yes, DSCR cash-out refinancing is available for qualifying investment properties, including existing ChampionsGate short-term rentals.
An LLC isn't required, but many investors choose to vest title in an LLC. We'll walk through the options that fit your goals.
Works directly with ChampionsGate investors on DSCR and short-term rental financing — no tax returns, no W-2s.
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Talk to Ryan KennedyIcon Mortgage Group, powered by Mpire Financial Group LLC · NMLS# 2108504. Equal Housing Lender. This is not a commitment to lend. All loans subject to credit approval. Programs and terms vary by state and property. HOA, resort, and short-term-rental-use rules vary by community and are set by each HOA/resort operator, not by Icon Mortgage Group — confirm current rules directly with the community.