Ryan Kennedy, NMLS #1434300, helps investors finance Airbnb and VRBO short-term rental properties throughout Kissimmee — including resort communities like Storey Lake and Solara Resort — using DSCR loans that qualify on the property's rental income instead of your personal income.
Kissimmee is one of the busiest short-term rental markets in Central Florida, thanks to its location just outside Walt Disney World and its concentration of purpose-built vacation home resorts. Communities like Storey Lake (townhomes and single-family homes with a lazy river and resort-style clubhouse) and Solara Resort (4-9 bedroom homes with strong theme-park proximity) were developed specifically to support short-term rental investors, not just full-time residents.
Because these homes are purchased as investments rather than primary residences, a DSCR loan lets us qualify the loan using the property's projected short-term rental income (via an AirDNA-style report) or actual rental history — not your W-2s or tax returns. We also look at whether the specific community and HOA permit short-term rental use, since that varies property to property even within Kissimmee.
Communities commonly financed: Storey Lake, Solara Resort, and other Kissimmee resort-style communities. Short-term rental permissions, HOA rules, and rental caps are set by each community's HOA/resort operator and can change — always confirm current STR rules for the specific property before writing an offer.
Yes. Both are common DSCR-financed communities. We'll confirm the specific home's HOA allows short-term rental use as part of underwriting.
No. If the property doesn't have rental history yet, we can typically use a projected income report (like AirDNA) instead of actual rent collected.
Many DSCR programs allow title to be held in an LLC. We'll walk through vesting options based on the specific program and your goals.
Short-term rental use depends on the specific community's HOA and, in some cases, county zoning — not a blanket citywide rule. We help confirm this for your specific address before you commit.
Works directly with Kissimmee investors on DSCR and short-term rental financing — no tax returns, no W-2s.
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Talk to Ryan KennedyIcon Mortgage Group, powered by Mpire Financial Group LLC · NMLS# 2108504. Equal Housing Lender. This is not a commitment to lend. All loans subject to credit approval. Programs and terms vary by state and property. HOA, resort, and short-term-rental-use rules vary by community and are set by each HOA/resort operator, not by Icon Mortgage Group — confirm current rules directly with the community.