Orlando · Central Florida
Orlando Bridge Loans
A bridge loan lets you buy your next Orlando home before your current one sells — unlocking the equity you already have so you can make a strong, non-contingent offer.
A bridge loan lets you buy your next Orlando home before your current one sells — unlocking the equity you already have so you can make a strong, non-contingent offer.
A bridge loan is short-term financing secured against your current home's equity, used to fund the down payment or purchase of your next home before your existing home sells. Once your current home closes, the bridge loan is typically paid off from the sale proceeds.
In a competitive Orlando resale market, a contingent offer (one that depends on your current home selling first) can lose out to a buyer who can close without contingencies. A bridge loan lets move-up buyers make a stronger, more competitive offer without having to sell first and find temporary housing in between.
Areas commonly served: Orlando and Central Florida. Down payment, rate, and documentation requirements vary by program and borrower — talk to a loan officer for current terms on your scenario.
A bridge loan is typically repaid from the proceeds when your current home sells, so it's structured as short-term financing rather than a long-term mortgage.
Requirements vary by lender, but most bridge loan programs want your current home at least ready to list, if not already on the market.
Yes, that's one of the most common uses — accessing your current home's equity to fund the down payment on your next purchase before your current home sells.
No obligation, no hard credit pull required for an initial conversation.
Talk to a Loan OfficerIcon Mortgage Group, powered by Mpire Financial Group LLC · NMLS# 2108504. Equal Housing Lender. This is not a commitment to lend. All loans subject to credit approval. Programs and terms vary by state and property.