Orlando · Central Florida
Orlando VA Loans
VA loans give eligible veterans, active-duty service members, and surviving spouses a path to homeownership in Orlando with 0% down and no monthly mortgage insurance — a benefit worth using.
VA loans give eligible veterans, active-duty service members, and surviving spouses a path to homeownership in Orlando with 0% down and no monthly mortgage insurance — a benefit worth using.
VA loans are guaranteed by the U.S. Department of Veterans Affairs and available to eligible veterans, active-duty service members, National Guard and Reserve members, and eligible surviving spouses. They allow financing up to 100% of the purchase price with no monthly private mortgage insurance, and typically offer competitive rates compared to conventional financing.
Central Florida is home to a large veteran and military community, including families connected to nearby installations across the region. Whether you're relocating on orders, separating from service, or buying your next home, we walk through your Certificate of Eligibility (COE) and VA entitlement, and can help first-time VA buyers get a COE if you don't already have one.
Areas commonly served: Orlando, Lake Nona, Baldwin Park, Winter Park, Apopka, Kissimmee, and surrounding Central Florida communities. Down payment, rate, and documentation requirements vary by program and borrower — talk to a loan officer for current terms on your scenario.
In most cases, no. VA loans allow financing up to 100% of the purchase price for eligible borrowers, though a down payment can still lower your funding fee and monthly payment if you choose to make one.
Eligibility generally depends on your length and character of service. We can help you request a Certificate of Eligibility (COE) if you don't already have one on file.
No. VA loans don't carry monthly private mortgage insurance, though most borrowers pay a one-time VA funding fee, which can often be financed into the loan.
VA loans are intended for a primary residence. Multi-unit properties (up to 4 units) can qualify if you occupy one unit as your primary residence.
No obligation, no hard credit pull required for an initial conversation.
Talk to a Loan OfficerIcon Mortgage Group, powered by Mpire Financial Group LLC · NMLS# 2108504. Equal Housing Lender. This is not a commitment to lend. All loans subject to credit approval. Programs and terms vary by state and property.