Ryan Kennedy, NMLS #1434300, finances Airbnb and VRBO short-term rental properties at Reunion Resort — a 2,300-acre resort community just minutes from Walt Disney World — using DSCR loans that qualify on the property's rental income.
Reunion Resort is the only destination in the world with three golf courses designed by Arnold Palmer, Jack Nicklaus, and Tom Watson, alongside a 5-acre water park, tennis and pickleball, and vacation homes ranging from 3 to 15+ bedrooms. That combination of golf, resort amenities, and large-format homes gives Reunion a distinct renter profile compared to the water-park-focused resorts closer to Kissimmee proper — often larger groups and longer average stays.
Reunion Resort properties, especially larger homes with private pools and theater rooms, can carry a meaningful price tag — DSCR financing lets us qualify the loan against the property's projected or actual short-term rental income rather than requiring you to show that income on personal tax returns. Because Reunion homes vary widely in size and amenity level, projected income estimates should reflect the specific property, not a resort-wide average.
Reunion Resort short-term rental use, guest amenity access, and HOA rules are set by the resort operator and Reunion's HOA, and can vary by home and change over time — confirm current terms for the specific property before writing an offer.
Yes, DSCR loans can finance larger investment properties, though loan size, reserves, and program requirements scale with the purchase price — we'll walk through what applies to your specific property.
No — DSCR qualification is based on the property's rental income potential, not resort amenity access, though amenities can influence projected rental income.
Yes — if the property already has rental history, we can typically use actual collected rents in addition to, or instead of, a projected income report.
HOA fees and structures vary by community and are set by each HOA — we factor your specific property's HOA dues into the DSCR and overall payment calculation.
Works directly with Reunion Resort investors on DSCR and short-term rental financing — no tax returns, no W-2s.
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Talk to Ryan KennedyIcon Mortgage Group, powered by Mpire Financial Group LLC · NMLS# 2108504. Equal Housing Lender. This is not a commitment to lend. All loans subject to credit approval. Programs and terms vary by state and property. HOA, resort, and short-term-rental-use rules vary by community and are set by each HOA/resort operator, not by Icon Mortgage Group — confirm current rules directly with the community.